Wellness Challenges

Fun competition for better health

Engaging programs that motivate healthy behaviors through friendly competition

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Why do wellness challenges work?

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Challenges tap into human nature—we're competitive, social, and motivated by achievement. By turning health behaviors into friendly competition, challenges create engagement that pure education can't match.

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See where your benefit plan is leaking

Find out what gaps exist — and what you can do without changing your plan.

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We'll show you where money is leaking, risks are growing, and what you can fix within your current structure. No pressure to change brokers, carriers, or benefit design. Just clarity.

  • Gap analysis based on your actual plan structure


  • Clear findings you can share with your broker


  • Recommendations that layer on — no disruption required
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Get a FREE assessment today!

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Friendly Competition

Compete with colleagues, teams, or just yourself. Leaderboards, achievements, and recognition make healthy behaviors fun.

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Team-Based Options

Team challenges build camaraderie while promoting wellness. Support teammates, celebrate collective achievement, strengthen workplace bonds.

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Diverse Challenge Types

Step challenges, nutrition challenges, hydration challenges, mindfulness challenges, and more. Different challenges appeal to different interests and goals.

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Meaningful Incentives

Many employers offer incentives for challenge participation. Even without external rewards, achievement recognition provides internal motivation.

What Are Wellness Challenges?

Wellness Challenges are time-limited programs that encourage healthy behaviors through competition, achievement tracking, and recognition.

Challenges might focus on physical activity (step challenges), nutrition (healthy eating challenges), mental wellness (mindfulness challenges), or other health behaviors.

By adding game-like elements—competition, progress tracking, achievements, rewards—challenges make health behaviors engaging rather than obligatory.

Why Do Games and Competition Improve Health Behavior?

Most employers renew their health plans year after year without questioning the underlying assumptions. Brokers present options, carriers set rates, and leadership approves budgets based on incomplete information.


The result? Companies overpay for benefits employees don't use while missing coverage gaps that create real risk. They accept premium increases as inevitable rather than addressable. They lack visibility into where their money actually goes.


A Healthcare Risk Assessment changes that. It gives you the data and insight to make informed decisions, negotiate from a position of strength, and take control of one of your largest operating expenses.

How It Works

Wellness challenges create engaging health behavior opportunities.

Challenge Selection

Choose from available challenges based on your interests and goals. Different challenges suit different people.

Registration & Team Formation

Sign up for challenges. For team challenges, join or form teams with colleagues.

Active Participation

Track your progress during the challenge period. See how you compare to others. Push for achievements.

Completion & Recognition

Challenges end with recognition of achievements—individual and team. Many employers offer prizes or incentives for participation or achievement.

When Do Wellness Challenges Occur?

Challenges run throughout the year:

• Regular scheduled challenges (quarterly step challenges, etc.)
• Seasonal challenges aligned with health themes
• Special event challenges
• Continuous challenges available anytime

There's usually a challenge available whenever you're ready to participate.

Where Do Challenges Take Place?

Challenges integrate into daily life:

• App-based tracking for most challenges
• Workplace activities for team events
• Home and community for physical challenges
• Wherever you are for continuous tracking

Challenges don't require special locations—they make wherever you are into an opportunity.

Who Should Participate in Challenges?

Anyone who enjoys friendly competition:

• Competitive personalities who thrive on comparison
• Team-oriented people who enjoy group achievement
• Those motivated by external goals and recognition
• Employees wanting to improve specific behaviors
• People who find traditional wellness approaches boring

See What Our Customers Are Saying

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"What could have been data driven, was soon a conversation. Over 3 years with the best coaches, listeners, advisors you could ask for. If Monique didn't have an answer readily, she would note it, research it, and then update you on the answer. Always a positive meeting. Highly recommend!"

— Sue D.

“Our Medical Insurance Premiums were Out of Control! Thanks to Weltrio and their amazing team of healthcare experts, Weltrio is my single most-profitable cost center!”


— Cayuse CEO

Everything You Need to Know

At Weltrio, we are a medically trained team that works with HR and benefits partners at companies of all sizes to improve healthcare quality, reduce risk exposure, and optimize costs. We work within your existing plan structure—providing employers with clarity, trust, and transparency at every step. Whether you're upgrading your benefits plan or building from scratch, we've got you covered.

  • Is this the same as telemedicine?
    No. Clinical support provides guidance and triage, not diagnosis or treatment. We help employees decide when and where to seek care.
  • How many nurses will be assigned to our company?
    Assignment depends on your company size and typical utilization. Smaller companies may share a primary nurse with backup coverage. Larger organizations get dedicated teams. Either way, employees experience consistent relationships with clinical professionals who know them.
  • Who answers calls in the middle of the night?
    Board-certified nurses from your Weltrio clinical team. We staff night shifts with experienced nurses who have full access to your company's benefits information and employee interaction history. It's not an outsourced answering service.
  • What protocols do nurses use for triage?
    Our nurses use evidence-based clinical decision support protocols developed from emergency medicine and primary care best practices. These protocols are regularly updated based on current medical guidelines and are customized for telephone/virtual assessment settings.
  • How much does an unnecessary ER visit actually cost?
    Average ER visits cost $2,200 or more—even for minor issues. Add lab work, imaging, or specialist consultation and costs climb quickly. The same conditions treated at urgent care typically cost $150-300, and telehealth visits run $50-75.