Second Opinion Facilitation

Confidence through expert verification

Coordinating second opinions for major diagnoses and treatment recommendations

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Why do second opinions matter?

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Major medical decisions deserve verification. Studies show that second opinions change diagnoses or treatment plans 20-40% of the time for complex conditions. When facing surgery, cancer treatment, or other significant interventions, a second perspective can prevent unnecessary procedures or identify better approaches.

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See where your benefit plan is leaking

Find out what gaps exist — and what you can do without changing your plan.

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We'll show you where money is leaking, risks are growing, and what you can fix within your current structure. No pressure to change brokers, carriers, or benefit design. Just clarity.

  • Gap analysis based on your actual plan structure


  • Clear findings you can share with your broker


  • Recommendations that layer on — no disruption required
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Get a FREE assessment today!

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Expert Identification

We identify appropriate experts for second opinions—physicians with specific expertise in your condition at respected medical centers. Not just any second doctor, but the right second doctor.

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Record Coordination

Second opinions require complete medical records. We help gather and transmit imaging, pathology, lab results, and clinical notes to the reviewing physician.

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Appointment Scheduling

We coordinate second opinion appointments, including at academic medical centers or centers of excellence that may be outside your local area.

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Virtual Options

Many second opinions can be conducted virtually, reviewing records and imaging without requiring travel. We identify when virtual options are appropriate and coordinate them.

What is Second Opinion Facilitation?

Second Opinion Facilitation is the process of coordinating consultations with additional physicians to verify or challenge initial diagnoses and treatment recommendations.

When employees face major diagnoses—cancer, need for surgery, complex chronic conditions—getting an independent expert perspective can change outcomes. Second opinions may confirm the initial recommendation, suggest modifications, or identify entirely different approaches.

Weltrio manages the logistics: identifying appropriate experts, gathering records, scheduling consultations, and ensuring employees get the information they need to make confident decisions.

Why Do Second Opinions Change Outcomes?

Most employers renew their health plans year after year without questioning the underlying assumptions. Brokers present options, carriers set rates, and leadership approves budgets based on incomplete information.


The result? Companies overpay for benefits employees don't use while missing coverage gaps that create real risk. They accept premium increases as inevitable rather than addressable. They lack visibility into where their money actually goes.


A Healthcare Risk Assessment changes that. It gives you the data and insight to make informed decisions, negotiate from a position of strength, and take control of one of your largest operating expenses.

How It Works

Second opinion facilitation manages all logistics from decision to consultation.

Consultation Request

Employee contacts Weltrio seeking a second opinion. We discuss the diagnosis, treatment recommendation, and goals for the second opinion.

Expert Identification

We identify appropriate experts for the specific condition—typically at academic medical centers or recognized centers of excellence with relevant subspecialty expertise.

Record Gathering

We coordinate collection of all relevant medical records, imaging studies, pathology slides, and other documentation the reviewing physician will need.

Appointment & Review

We schedule the second opinion consultation (in-person or virtual as appropriate) and ensure all materials reach the expert beforehand for thorough review.

When Should Employees Seek Second Opinions?

Second opinions are valuable for:

• Cancer diagnoses—confirming type, stage, and treatment approach
• Recommended surgeries—especially elective procedures
• Rare or unusual diagnoses—where local expertise may be limited
• Treatment plans that feel aggressive or uncertain
• Situations where initial treatment isn't working
• Any major decision where employees want additional confidence

The best time to seek a second opinion is before starting treatment, though opinions can be valuable at any point.

Where Can Second Opinions Be Obtained?

We coordinate second opinions at various levels:

• Local specialists—convenient and often in-network
• Regional academic medical centers—broader expertise
• National centers of excellence—for rare or complex conditions
• Virtual consultations—record-based reviews without travel

Location depends on condition complexity, urgency, and employee preferences. For many conditions, virtual second opinions from distant experts are highly effective.

Who Should Consider Second Opinions?

Employees facing significant medical decisions:

• Those with new cancer diagnoses
• Anyone recommended for major surgery
• Employees with rare or unusual conditions
• Those whose initial treatment isn't producing expected results
• Anyone uncomfortable with the recommended approach
• Employees wanting confidence before proceeding

See What Our Customers Are Saying

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"What could have been data driven, was soon a conversation. Over 3 years with the best coaches, listeners, advisors you could ask for. If Monique didn't have an answer readily, she would note it, research it, and then update you on the answer. Always a positive meeting. Highly recommend!"

— Sue D.

“Our Medical Insurance Premiums were Out of Control! Thanks to Weltrio and their amazing team of healthcare experts, Weltrio is my single most-profitable cost center!”


— Cayuse CEO

Everything You Need to Know

At Weltrio, we are a medically trained team that works with HR and benefits partners at companies of all sizes to improve healthcare quality, reduce risk exposure, and optimize costs. We work within your existing plan structure—providing employers with clarity, trust, and transparency at every step. Whether you're upgrading your benefits plan or building from scratch, we've got you covered.

  • Is this the same as telemedicine?
    No. Clinical support provides guidance and triage, not diagnosis or treatment. We help employees decide when and where to seek care.
  • How many nurses will be assigned to our company?
    Assignment depends on your company size and typical utilization. Smaller companies may share a primary nurse with backup coverage. Larger organizations get dedicated teams. Either way, employees experience consistent relationships with clinical professionals who know them.
  • Who answers calls in the middle of the night?
    Board-certified nurses from your Weltrio clinical team. We staff night shifts with experienced nurses who have full access to your company's benefits information and employee interaction history. It's not an outsourced answering service.
  • What protocols do nurses use for triage?
    Our nurses use evidence-based clinical decision support protocols developed from emergency medicine and primary care best practices. These protocols are regularly updated based on current medical guidelines and are customized for telephone/virtual assessment settings.
  • How much does an unnecessary ER visit actually cost?
    Average ER visits cost $2,200 or more—even for minor issues. Add lab work, imaging, or specialist consultation and costs climb quickly. The same conditions treated at urgent care typically cost $150-300, and telehealth visits run $50-75.