Open Enrollment Support

Making confident benefits choices

Expert guidance to help you select the health plan that best fits your needs

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Why does open enrollment need support?

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Open enrollment is overwhelming. Multiple plan options, confusing terminology, pressure to decide quickly—employees often choose poorly or simply keep whatever they had. Proper support ensures informed choices that fit actual needs.

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We’ll get back to you as soon as possible.

See where your benefit plan is leaking

Find out what gaps exist — and what you can do without changing your plan.

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We'll show you where money is leaking, risks are growing, and what you can fix within your current structure. No pressure to change brokers, carriers, or benefit design. Just clarity.

  • Gap analysis based on your actual plan structure


  • Clear findings you can share with your broker


  • Recommendations that layer on — no disruption required
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Get a FREE assessment today!

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Plan Comparison

We help you compare available options objectively—not just premiums, but total expected costs based on your anticipated healthcare needs.

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Needs Assessment

What healthcare do you expect to need next year? We help you think through anticipated needs to inform plan selection.

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Cost Modeling

We model expected costs under different plan options so you can compare apples to apples and choose what's truly best for your situation.

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Decision Support

When you're ready to decide, we're available to answer final questions and confirm you understand your choice.

What is Open Enrollment Support?

Open Enrollment Support helps employees make informed health plan choices during annual enrollment periods.

Open enrollment is when employees choose their health coverage for the coming year. These decisions have significant financial consequences—wrong choices can cost thousands of dollars.

Yet most employees approach enrollment without adequate information or guidance. They pick based on premiums alone, or simply re-enroll in what they had. Our support ensures choices are based on actual needs and total cost analysis.

Why Do Employees Make Poor Enrollment Choices?

Most employers renew their health plans year after year without questioning the underlying assumptions. Brokers present options, carriers set rates, and leadership approves budgets based on incomplete information.


The result? Companies overpay for benefits employees don't use while missing coverage gaps that create real risk. They accept premium increases as inevitable rather than addressable. They lack visibility into where their money actually goes.


A Healthcare Risk Assessment changes that. It gives you the data and insight to make informed decisions, negotiate from a position of strength, and take control of one of your largest operating expenses.

How It Works

Open enrollment support guides you through plan selection.

Needs Discussion

We discuss your anticipated healthcare needs for the coming year—planned procedures, ongoing conditions, expected family needs.

Option Explanation

We explain available plan options clearly—how each works, what each covers, and the tradeoffs involved.

Cost Analysis

We model expected costs under different options, considering premiums, deductibles, and anticipated healthcare use.

Decision Confirmation

When you're ready to choose, we confirm you understand the selection and answer any final questions.

When Is Open Enrollment Support Available?

Support is available throughout open enrollment periods:

• Before enrollment opens—preliminary education and needs discussion
• During enrollment—active decision support
• Before deadlines—final questions and confirmation
• After enrollment—explaining selected coverage

We recommend connecting early rather than waiting until the deadline creates pressure.

Where Does Open Enrollment Support Happen?

Wherever works for you during enrollment:

• Phone consultations for personal guidance
• Group sessions explaining available options
• Digital tools for self-service comparison
• On-site support when employers arrange it

Multiple channels ensure everyone can access support however they prefer.

Who Should Use Open Enrollment Support?

Any employee making benefits decisions:

• Those facing unfamiliar options
• Employees whose circumstances have changed
• Anyone confused by plan differences
• People who've never really understood their choices
• Those who want confidence in their decision

See What Our Customers Are Saying

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"What could have been data driven, was soon a conversation. Over 3 years with the best coaches, listeners, advisors you could ask for. If Monique didn't have an answer readily, she would note it, research it, and then update you on the answer. Always a positive meeting. Highly recommend!"

— Sue D.

“Our Medical Insurance Premiums were Out of Control! Thanks to Weltrio and their amazing team of healthcare experts, Weltrio is my single most-profitable cost center!”


— Cayuse CEO

Everything You Need to Know

At Weltrio, we are a medically trained team that works with HR and benefits partners at companies of all sizes to improve healthcare quality, reduce risk exposure, and optimize costs. We work within your existing plan structure—providing employers with clarity, trust, and transparency at every step. Whether you're upgrading your benefits plan or building from scratch, we've got you covered.

  • Is this the same as telemedicine?
    No. Clinical support provides guidance and triage, not diagnosis or treatment. We help employees decide when and where to seek care.
  • How many nurses will be assigned to our company?
    Assignment depends on your company size and typical utilization. Smaller companies may share a primary nurse with backup coverage. Larger organizations get dedicated teams. Either way, employees experience consistent relationships with clinical professionals who know them.
  • Who answers calls in the middle of the night?
    Board-certified nurses from your Weltrio clinical team. We staff night shifts with experienced nurses who have full access to your company's benefits information and employee interaction history. It's not an outsourced answering service.
  • What protocols do nurses use for triage?
    Our nurses use evidence-based clinical decision support protocols developed from emergency medicine and primary care best practices. These protocols are regularly updated based on current medical guidelines and are customized for telephone/virtual assessment settings.
  • How much does an unnecessary ER visit actually cost?
    Average ER visits cost $2,200 or more—even for minor issues. Add lab work, imaging, or specialist consultation and costs climb quickly. The same conditions treated at urgent care typically cost $150-300, and telehealth visits run $50-75.