Engage Plan
Big-company benefits for small businesses
Healthcare engagement services that help small businesses offer meaningful support at $75 per employee per month
Why Engage for small businesses?
5.0 Google Reviews
Small businesses struggle to compete on benefits. Traditional group coverage is expensive and complicated. Engage provides the engagement layer that makes individual marketplace coverage work like a real benefits program.
We got it.
Thank you for contacting us.
We’ll get back to you as soon as possible.
See where your benefit plan is leaking
Find out what gaps exist — and what you can do without changing your plan.
We'll show you where money is leaking, risks are growing, and what you can fix within your current structure. No pressure to change brokers, carriers, or benefit design. Just clarity.
- Gap analysis based on your actual plan structure
- Clear findings you can share with your broker
- Recommendations that layer on — no disruption required
ACA Marketplace Support
We guide employees through marketplace enrollment, helping them choose the right coverage and subsidies for their situation.
Dedicated Health Coach
Every employee gets a dedicated health coach who knows their situation and provides ongoing support.
24/7 Nurse Access
Round-the-clock access to registered nurses for healthcare questions, triage, and guidance.
Affordable Pricing
$75 per employee per month makes meaningful health support accessible for small businesses.
What is the Engage Plan?
The Engage Plan brings healthcare engagement services to small businesses offering marketplace credits or individual coverage reimbursement.
Small employers can provide tax-advantaged funds for employees to purchase individual marketplace coverage. But employees need help navigating the marketplace, understanding options, and using coverage effectively.
Engage fills this gap—providing the coaching, navigation, and support that makes individual coverage work like a real benefits program.
Why Do Small Businesses Need Engage?
Most employers renew their health plans year after year without questioning the underlying assumptions. Brokers present options, carriers set rates, and leadership approves budgets based on incomplete information.
The result? Companies overpay for benefits employees don't use while missing coverage gaps that create real risk. They accept premium increases as inevitable rather than addressable. They lack visibility into where their money actually goes.
A Healthcare Risk Assessment changes that. It gives you the data and insight to make informed decisions, negotiate from a position of strength, and take control of one of your largest operating expenses.
How It Works
Engage provides ongoing support for individual coverage.
Enrollment Support
We guide employees through marketplace enrollment—comparing plans, understanding subsidies, and making informed choices.
Coverage Education
We explain coverage clearly so employees understand what they have and how to use it.
Ongoing Navigation
Year-round support for healthcare questions, provider search, and care coordination.
Health Coaching
Dedicated health coaches help employees with wellness goals and chronic condition management.
When Is Engage Right for Employers?
Engage fits employers who:
• Have fewer than 50 employees (non-ALE)
• Want to offer meaningful benefits affordably
• Currently offer ICHRA, QSEHRA, or similar arrangements
• Want employees to feel supported, not just funded
Where Is Engage Available?
Engage is available nationwide:
• All 50 states
• Works with any marketplace plan
• Compatible with ICHRA, QSEHRA, stipends
Who Is Engage For?
Engage serves small employers:
• Businesses with fewer than 50 employees
• Companies offering individual coverage reimbursement
• Employers wanting benefits without group plan complexity
• Small businesses competing for talent
See What Our Customers Are Saying
"What could have been data driven, was soon a conversation. Over 3 years with the best coaches, listeners, advisors you could ask for. If Monique didn't have an answer readily, she would note it, research it, and then update you on the answer. Always a positive meeting. Highly recommend!"
— Sue D.
“Our Medical Insurance Premiums were Out of Control! Thanks to Weltrio and their amazing team of healthcare experts, Weltrio is my single most-profitable cost center!”
— Cayuse CEO
Everything You Need to Know
At Weltrio, we are a medically trained team that works with HR and benefits partners at companies of all sizes to improve healthcare quality, reduce risk exposure, and optimize costs. We work within your existing plan structure—providing employers with clarity, trust, and transparency at every step. Whether you're upgrading your benefits plan or building from scratch, we've got you covered.
Is this the same as telemedicine?
No. Clinical support provides guidance and triage, not diagnosis or treatment. We help employees decide when and where to seek care.How many nurses will be assigned to our company?
Assignment depends on your company size and typical utilization. Smaller companies may share a primary nurse with backup coverage. Larger organizations get dedicated teams. Either way, employees experience consistent relationships with clinical professionals who know them.Who answers calls in the middle of the night?
Board-certified nurses from your Weltrio clinical team. We staff night shifts with experienced nurses who have full access to your company's benefits information and employee interaction history. It's not an outsourced answering service.What protocols do nurses use for triage?
Our nurses use evidence-based clinical decision support protocols developed from emergency medicine and primary care best practices. These protocols are regularly updated based on current medical guidelines and are customized for telephone/virtual assessment settings.How much does an unnecessary ER visit actually cost?
Average ER visits cost $2,200 or more—even for minor issues. Add lab work, imaging, or specialist consultation and costs climb quickly. The same conditions treated at urgent care typically cost $150-300, and telehealth visits run $50-75.
