Analysis & Assessment
Understanding your healthcare opportunity
Comprehensive evaluation of your current benefits to identify cost savings and improvement opportunities
Why does analysis matter?
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You can't improve what you don't understand. Our analysis reveals where money goes, what's driving costs, and where opportunities exist. Data-driven insights replace guesswork with precision.
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See where your benefit plan is leaking
Find out what gaps exist — and what you can do without changing your plan.
We'll show you where money is leaking, risks are growing, and what you can fix within your current structure. No pressure to change brokers, carriers, or benefit design. Just clarity.
- Gap analysis based on your actual plan structure
- Clear findings you can share with your broker
- Recommendations that layer on — no disruption required
Current State Analysis
We examine your existing benefits structure, costs, utilization patterns, and employee population to establish a clear baseline.
Gap Identification
We identify gaps between current state and optimal performance—where money is being wasted and where outcomes could improve.
Opportunity Quantification
We quantify improvement opportunities with specific dollar amounts and outcome projections, not vague promises.
Actionable Recommendations
Analysis produces specific, prioritized recommendations you can act on—not just data dumps that require interpretation.
What is Analysis & Assessment?
Analysis & Assessment is Weltrio's comprehensive evaluation process that examines your current healthcare benefits to identify opportunities for improvement.
We examine everything: plan design, funding structure, costs, utilization patterns, employee demographics, and engagement levels. This 360-degree view reveals what's working, what isn't, and where the biggest opportunities exist.
The output is actionable intelligence—specific recommendations with quantified potential impact that enables confident decision-making.
Why Start with Analysis Before Making Changes?
Most employers renew their health plans year after year without questioning the underlying assumptions. Brokers present options, carriers set rates, and leadership approves budgets based on incomplete information.
The result? Companies overpay for benefits employees don't use while missing coverage gaps that create real risk. They accept premium increases as inevitable rather than addressable. They lack visibility into where their money actually goes.
A Healthcare Risk Assessment changes that. It gives you the data and insight to make informed decisions, negotiate from a position of strength, and take control of one of your largest operating expenses.
How It Works
Our analysis process is thorough but efficient.
Data Gathering
We collect relevant information: plan documents, cost data, census information, claims history (if available), and stakeholder input.
Analysis & Synthesis
We analyze data using proven methodologies, comparing against benchmarks and identifying patterns.
Finding Development
We synthesize analytical outputs into clear findings with business implications.
Recommendation Delivery
We present findings and recommendations in a format that enables decision-making.
When Should You Get an Assessment?
Assessment is valuable:
• Before renewal when you want alternatives
• When costs are rising faster than acceptable
• When you're considering structural changes
• When you want to benchmark against peers
• Anytime you want to understand your opportunity
Where Does Assessment Apply?
Assessment covers all benefit dimensions:
• Medical plan costs and design
• Pharmacy spending patterns
• Employee utilization behaviors
• Funding structure effectiveness
• Engagement and satisfaction
Who Benefits from Assessment?
Multiple stakeholders benefit:
• HR leaders gain actionable insights
• Finance teams understand cost drivers
• Executives get evidence for decisions
• Employees ultimately benefit from improvements
See What Our Customers Are Saying
"What could have been data driven, was soon a conversation. Over 3 years with the best coaches, listeners, advisors you could ask for. If Monique didn't have an answer readily, she would note it, research it, and then update you on the answer. Always a positive meeting. Highly recommend!"
— Sue D.
“Our Medical Insurance Premiums were Out of Control! Thanks to Weltrio and their amazing team of healthcare experts, Weltrio is my single most-profitable cost center!”
— Cayuse CEO
Everything You Need to Know
At Weltrio, we are a medically trained team that works with HR and benefits partners at companies of all sizes to improve healthcare quality, reduce risk exposure, and optimize costs. We work within your existing plan structure—providing employers with clarity, trust, and transparency at every step. Whether you're upgrading your benefits plan or building from scratch, we've got you covered.
Is this the same as telemedicine?
No. Clinical support provides guidance and triage, not diagnosis or treatment. We help employees decide when and where to seek care.How many nurses will be assigned to our company?
Assignment depends on your company size and typical utilization. Smaller companies may share a primary nurse with backup coverage. Larger organizations get dedicated teams. Either way, employees experience consistent relationships with clinical professionals who know them.Who answers calls in the middle of the night?
Board-certified nurses from your Weltrio clinical team. We staff night shifts with experienced nurses who have full access to your company's benefits information and employee interaction history. It's not an outsourced answering service.What protocols do nurses use for triage?
Our nurses use evidence-based clinical decision support protocols developed from emergency medicine and primary care best practices. These protocols are regularly updated based on current medical guidelines and are customized for telephone/virtual assessment settings.How much does an unnecessary ER visit actually cost?
Average ER visits cost $2,200 or more—even for minor issues. Add lab work, imaging, or specialist consultation and costs climb quickly. The same conditions treated at urgent care typically cost $150-300, and telehealth visits run $50-75.
